Personal expenses
Log daily spending with categories, accounts, and merchants — your own ledger, always at hand.
Track personal expenses, income, and budgets — then split trips, rent, and bills with friends when money is shared. No spreadsheet cleanup later.
Live preview
Goa Trip 2026
Dinner at beach shack
Split equally
₹2,400
You are owed
2 settlements left
+₹850
Daily spending and monthly budgets live next to group splits — not in separate apps.
From today's coffee to the last payment on a Goa trip.
Log daily spending with categories, accounts, and merchants — your own ledger, always at hand.
Monthly category budgets, income tracking, and a clear view of what is left this month.
Trips, flatmates, and friends — see who paid, who owes, and every split in one shared ledger.
Equal, exact amount, or percentage when you share a bill.
Fewer cross-payments. nobakaya suggests the simplest way to settle a group.
Personal summaries and group insights — categories, trends, and member breakdowns.
Log expenses, income, and accounts. Set category budgets.
Create a trip or household group when costs are shared.
Minimum transfers for groups; clear personal cash flow for you.
Straight answers — no fine print hiding in the footer.
Yes — use Personal for daily spending, income, accounts, and budgets. Groups are for shared costs.
Yes — core personal and group features are free.
nobakaya shows who owes whom and the fewest payments needed to settle the group.
Yes — roommates and flatmates use groups for recurring bills; you can also track personal spending separately.
Deeper guides for trips, roommates, and bill splitting.